Learn about the features and benefits
Earn cashback when you make a qualifying purchase at participating retailers.
For every qualifying purchase you make at one of the participating retailers, a percentage of your transaction amount is given back to you as a reward. You can transfer this cashback earned to your RingPay account to spend using your Ring. You must have RingPay Giving enabled to be eligible to earn cashback.
Giving to good causes is made easy with RingPay.
Simply choose one of our two giving rules; round up to the next pound or donate a fixed amount. Every time you make a purchase, your giving rule is applied and the donation amount is taken from your RingPay account balance.
We make sure that 100% of your donation makes it to your chosen charity, and you can choose from a huge list of registered charities to support.
Always have funds in your RingPay account with the Auto Top-up feature.
Simply set up your preferred funding source and specify the amount of money you want to be automatically topped-up once your balance falls below the amount you set.
Suspend / Unsuspend RingPay
Misplaced your Ring?… Place a temporary block on your account until it turns up.
Add up to 4 rings
You can now own 4 Rings and manage all 4 from within your app.
Why not match your mood or outfit? Or one for business use and one for fun? Or any combination of the above!
Transfer funds between rings
When you own more than one Ring, you can easily transfer funds between them at the touch of a button.
RingPay PIN for higher value transactions
You can now setup your Ring Personal Identification Number (PIN).
Whenever you are allowed to spend above the contactless limit, the payment terminal will ask you to enter a PIN after you have tapped your Ring to pay.
Set your PIN in the RingPay PIN screen and if you ever forget it, you can change it as many times as you like.
Access security protection
In addition to your user ID and password you can setup additional security protection to protect your account further.
Choose from a 6 digit code, fingerprint or faceID, and use this method to log in into your app.
Export your transactions
Select a specific date range or filter different event types such as top-up, auto top-up, purchases or refunds and export them to a PDF on your mobile device. You can transfer this PDF to any other device by using Bluetooth or email. A useful feature for business expenses or proof of purchase.
Name your Ring
Your Ring is an extension of you…
Personalise your Ring and give it a name. This feature comes in handy when you have more than one Ring in your account.
One click deactivate